YOUR FRIENDLY LOCAL INSURANCE BROKER

Welcome, I'm Ben, your no nonsense insurance broker.

I get it, insurance can feel like a bit of a minefield. That's why I keep things simple, honest, and pressure free. Whether you're juggling family life, running a business, or just wanting peace of mind, I'll help find the right cover for you, nothing more, nothing less.

My goal is to make sure you've got the protection you actually need without the jargon or sales waffle. Let's have a chat and put a plan in place that truly works for you.

Insurance Health Check

An Insurance Health Check is all about making sure you're properly covered without paying for things you don't need. I'll take a friendly, no-obligation look at your current policies to see if they still fit your lifestyle and financial goals.

It's not about selling you something new for the sake of it, it's about reviewing what you already have and making sure it still works for you. Maybe your situation has changed, maybe there are gaps in your cover, or maybe you're paying more than you should. Whether it's tweaking your existing policy, filling in any gaps, or even finding ways to save money by combining policies, I'll make sure you're getting the best value.

At the end of the day, it's about peace of mind…knowing you're protected in the right way without overspending. Let's have a chat and make sure everything's working for you.

Life Insurance

Life insurance is all about peace of mind, knowing your loved ones will be financially secure if the unexpected happens.

With Level Term Life Insurance, the payout stays the same throughout the policy, making it ideal for covering long-term needs like income replacement or fixed debts.

Decreasing Term Life Insurance, on the other hand, gradually reduces over time, which makes it perfect for covering things like a mortgage, where the amount owed decreases.

Both options give you a safety net…it just comes down to what works best for your life and future. If you're unsure which is right for you, let's have a chat and find the best fit!

Income Protection

Income Protection is there to keep your household financially secure if you can't work due to illness or injury. Instead of a one-off payout, it provides regular monthly payments, just like a steady pay check so you can keep on top of essentials like your mortgage, rent, and bills.

It's designed to take the financial stress off your shoulders, letting you focus on recovery without worrying about how to make ends meet. Whether you need short-term support or long-term coverage, plans can be tailored to fit your situation. Simple, reliable, and built to keep life on track when the unexpected happens!

Critical Illness Cover

Critical Illness Cover gives you a financial safety net if you're diagnosed with a serious illness like cancer, a heart attack, or a stroke. Instead of monthly payments, you get a lump sum payout to help with things like medical costs, mortgage payments, or just keeping life on track while you recover. It's there to ease the financial burden so you can focus on your health without worrying about money. You choose the level of cover that fits your needs, giving you and your family peace of mind when it matters most!

Family Income Benefit

Family Income Benefit is designed to help your loved ones stay in their home if you're no longer around. Instead of a lump sum payout, it provides regular monthly payments to cover mortgage or rent keeping a roof over their heads when they need it most. It's a great way to ensure financial stability for your family, giving them one less thing to worry about during a difficult time. Flexible and tailored to your needs, it's all about protecting the home and lifestyle you've worked hard to build!

Private Medical Insurance

Private Medical Insurance gives you fast access to high-quality healthcare when you need it most. It covers the cost of private treatments, specialist appointments, and hospital stays, so you're not stuck on long waiting lists. Whether it's routine care or unexpected medical needs, you get quicker diagnoses, flexible treatment options, and access to top-notch facilities. Plans can be tailored to fit your lifestyle and budget, giving you peace of mind that you and your family will get the best care, without the stress of long delays!